Part of our mission at Community Bank is to provide the funds that local businesses need to keep growing. We not only provide loans to small businesses - we specialize in it! That means you'll find we can structure a commercial loan to suit your financial needs, for almost any business purpose. Here are just a few examples of our lending capabilities:

Community Bank's commercial mortgages offer a solution for a business needing financing for many different property types:

For more information regarding Commercial Loans, contact us at any of our locations.

Community Bank offers working capital lines of credit to local businesses for their financing of Accounts Receivable growth, seasonal inventory needs and other short term working capital needs. Amounts vary depending on the needs of the client.

Lines of credit allow businesses to take advantage of purchase discounts and new sales opportunities, and also handle the seasonal needs of certain inventories.

For more information regarding Commercial Loans, contact us at any of our locations.

You've worked hard to build your business. So why not take it to the next level with a line of credit from Community Bank?
Most businesses use a secured line of credit to finance seasonal or other short-term needs (such as buying inventory during a busy season). It can also be used for working capital, for equipment purchases and the like.

• Equipment Purchase
• New Sales Opportunities
• Short-Term Working Capital
• Seasonal Inventory

For more information regarding Commercial Loans, contact us at any of our locations.

Community Bank offers term loans to finance transactions that have a specific event designated to allow the client to pay off the loan (such as the sale of an asset, the collection of a receivable or completing permanent financing). Amounts vary from $5,000 to $1,000,000 or more.

Term loans allow businesses and individuals to cover the time gap between the need to fund a transaction and the collection of the funds to be used for that purpose. Short terms loans are usually 1 year or shorter in duration.

Repayment is tied into a specific event that will provide the borrower with enough funds to close the loan. Interest can be due at the maturity date or on a monthly basis depending on the time involved.

For more information regarding Commercial Loans, contact us at any of our locations.

• Term Loans
• Minimum of $5,000
• 1 Year or Less
• Fixed Interest Rates
• Floating Interest Rates with Prime Rate base

Community Bank offers equipment purchase loans to local businesses for their capital acquisitions. Amounts vary from $5,000 to $1,000,000 or more depending on the needs of the client.

Equipment purchase loans allow businesses to expand their capacity by increasing the number of machines in use today rather than in 3 to 5 years when the business has saved enough money to buy that next machine.

Interest rates are determined by collateral offered, assessment of business risk, market conditions, financial strength of the client and the extent of business the bank enjoys with the client.

For more information regarding Commercial Loans, contact us at any of our locations.

• Minimum of $5,000
• Fixed Interest Rates
• Floating Interest Rates with Prime Rate base
• Some Equity Required
  

Community Bank offers loans to construction companies for many uses. Whether you are a homeowner or a general contractor, Community Bank has a loan for you!

• Retail
• Industrial
• Mixed-Use
• Additions to Existing Buildings
• Improvements to Existing Buildings
• Single-Family Residences
• Multi-Family Residential

For more information regarding Commercial Loans, contact us at any of our locations.